“When people are successful, it usually brings in hubris, overexpansion, a belief that we can’t miss, which is very dangerous.” – Howard Marks, Oaktree Capital…
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The Retirement Mindset
The Retirement Mindset
“When people are successful, it usually brings in hubris, overexpansion, a belief that we can’t miss, which is very dangerous.” – Howard Marks, Oaktree Capital The mindset for building wealth is a close cousin to the mindset that destroys wealth....
read morePure Portfolios’ 2025 Reading List
“The person who does not read has no advantage over the person who cannot read.” – Mark Twain I’ve asked the Pure Portfolios team to…
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Big Ideas I Can’t Shake
“Fit body, calm mind, a house full of love. These are things that cannot be bought – they must be earned.” – Naval Ravikant, entrepreneur…
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Tapping $100,000 of Retirement Income Tax Free
Minimizing taxable income in retirement is an Olympic sport for financial advisors. Roth conversions, charitable giving, asset location, tax-free bonds, being mindful of IRMAA brackets,…
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How Advisors Saddle Clients with Massive Tax Bills
My favorite quote on taxes comes from Morgan Stanley… “You must pay taxes, but there’s no law that says you have to leave a tip.”…
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Paid to Quit Social Media
“A study of happiness found that social media use ranked dead last, out of twenty-seven different tracked leisure activities, in making people happy.” – Scott…
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There is No Magic Retirement Number
Why the “$2 Million to Retire” Rule Is Misleading If you’ve ever Googled “How much do I need to retire?”, you’ve likely come across articles…
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4576 Weeks to Live
“Remembering that you are going to die is the best way I know to avoid the trap of thinking you have something to lose. You…
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Is Your Retirement Plan Ready for Market Volatility?
Market uncertainty is the rule—not the exception. Interest rate hikes, inflation pressures, and political noise aren’t going away anytime soon. If you’re nearing or in…
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