Tapping $100,000 of Retirement Income Tax Free
Minimizing taxable income in retirement is an Olympic sport for financial advisors. Roth conversions, charitable giving, asset location, tax-free bonds, being mindful of IRMAA brackets,…
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Big Ideas I Can’t Shake
“Fit body, calm mind, a house full of love. These are things that cannot be bought – they must be earned.” – Naval Ravikant, entrepreneur and author I graduated from high school in 2000. We were amid the internet boom...
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How Advisors Saddle Clients with Massive Tax Bills
My favorite quote on taxes comes from Morgan Stanley… “You must pay taxes, but there’s no law that says you have to leave a tip.”…
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5 Of The Biggest Mistakes Investors Make
“The most common market take can be described as “person who didn’t see this coming is now 100% confident about what happens next.” – Morgan…
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Investors Are Making a Massive Bet (and don’t know...
“The border between brilliance and stupidity is hard to discern.” – William Green, author of Richer, Wiser, Happier Many investors are placing a massive bet…
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Paid to Quit Social Media
“A study of happiness found that social media use ranked dead last, out of twenty-seven different tracked leisure activities, in making people happy.” – Scott…
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The Next Crisis
“Predicting what the world will look like fifty years from now is impossible. But predicting that people will still respond to greed, fear, opportunity, exploitation,…
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Where Inflation Actually Comes From
“Only government can take perfectly good paper, cover it with perfectly good ink, and make the combination worthless.” – Milton Friedman on money printing and…
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When Did Pessimism Become Cool?
“We were told this summer would see a recession and bear market. Instead, we just had one of the best summer rallies ever.” – Ryan…
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There is No Magic Retirement Number
Why the “$2 Million to Retire” Rule Is Misleading If you’ve ever Googled “How much do I need to retire?”, you’ve likely come across articles…
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