Case Study #2: Newly Retired

Rocky & Diane Miller

CASE STUDY #2

Age:

63

Profession:

Pilot and Nurse

Primary Goals:

Create a reliable, tax-efficient, income stream in retirement

 

The background

Rocky & Diane didn't understand the most tax-efficient way to take money out of their portfolios. They needed help deciding when to take Social Security. They also had questions about private health insurance before Medicare.

How we helped

  • Outline a portfolio distribution strategy that minimizes taxes while supplementing retirement income
  • Model scenarios taking Social Security at 62 vs 70 (or anywhere in-between) to understand the impact on retirement cash flows
  • Identify income limits that affect private insurance costs

DISCLAIMER:
The stories of transformations reflect real clients of Pure Portfolios. Some names and identifying details have been changed to protect their privacy.

Explore the next steps

Simplify your finances and solidify a plan that gets you where
you want to go.

Step 1

Investing

Consolidate your investments with a portfolio that mirrors the way you feel about risk

Step 2

Planning

Construct a financial plan that can withstand life's surprises

Step 3

Taxes

Everyone must pay taxes, but no one says you have to leave a tip. We ensure your portfolio and financial plan are tax efficient

Cut through the B.S.

Unfiltered commentary. Simple language.
Actionable steps.

From the latest market trends to planning tips, our weekly newsletter includes podcasts, writings, and educational videos that provide a clear-cut, unbiased outlook to help you make better money decisions.