International Diversification: Looking Beyond the S&P 500

I used to have a healthy disdain for financial planning. I viewed it as data entry; type numbers into a software program and generate a…
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The millennial generation is defined to those born between 1981-1996. In other words, if you’re between 22-37, you’re a millennial (I’m 37). Like every preceding…
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People set up Trusts to minimize estate taxes, avoid probate, and seamlessly transfer assets to their heirs. Simply put, a Trust is a legal arrangement…
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According to a 2018 Cerulli study, 42% of investors either believe their financial advice is free or they have no clue how much they pay….
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Free from pretense or deceit Easily detected or seen through Readily understood Characterized by visibility or accessibility of information especially concerning business practices Source: Merriam-Webster…
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The market carnage to close out 2018 carries an important reminder.  Investing is hard.  Performance comes and goes.  The last nine years of easy money…
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“Telling people to “ignore the noise” or “think for the long-term” does not help in the moment unless you’ve set realistic expectations ahead of time….
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“You must pay taxes.  But there’s no law that says you gotta leave a tip.” – Morgan Stanley Most investors are familiar with the basic…
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“Variable annuities are the cigarettes of the investment world, which has hidden its curse for decades.” – Ken Fisher, Fisher Investments. I keep a fluid…
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