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Posts by category

  • Category: Blog
    • Pure Portfolios’ 2024 Client Letter
    • Pure Portfolios’ 2024 Reading List
  • Category: Economy
    • Myth Busting: What the Government Cannot Do
    • Don’t Believe Everything You Hear on Tariffs
    • Fed Cuts and Mortgage Rates Higher?
    • Unprecedented Uncertainty
    • The Resilience of the U.S. Economy
    • The Recession that Never Came
    • Just How Bad is Inflation?
    • How Does a Fed Taper Affect Market Volatility?
    • What’s in a Bear Market?
    • The Brilliance of “I Don’t Know”
    • I Keep Coming Back to One Question
    • Waking up After a Yearlong Coma
    • Some Things Will Never be the Same
    • Where Do We Go From Here?
    • The Market is Talking. Are You Listening?
    • What to Make of the “Election Uncertainty” Talk?
    • Your Wealth Manager Just Posted Record Profit Margins
    • Could the 2020 Election Derail the Stock Market?
    • Predicting the Next Recession
    • The Fed’s About-Face
    • So Much for Rising Rates
    • Don’t Be Afraid of the ‘R’ Word
    • Let’s Talk Yield Curve Inversion
    • The Housing Cycle
    • The Mystic of Rising Interest Rates
    • Tariff Gamesmanship?
    • Forget the Fed. Focus on Coordinated Global Tightening
    • What Happens if the U.S. Goes to War?
    • Interest Rates: Experts Stick to the Broken Clock Approach
  • Category: feature
    • International Diversification: Looking Beyond the S&P 500
    • Avoid RMD Pitfalls: Smart Strategies for Retirees
  • Category: Investing
    • Turn Off the TV
    • Does it Still Make Sense to Own Bonds?
    • Closest Thing to a Fat Pitch in Investing
    • Tariff Talk: Client Q&A on Market Impact and Economic Risks
    • Why This Correction Hits Harder
    • Global Markets are Telling a Different Tariff Story
    • Fully Invested, Light on Cash
    • Err on the Side
    • No One Learns Anything in a Bull Market
    • Will Outsized U.S. Stock Returns Continue?
    • Tis the Season for Wall Street Forecasting VIII
    • Reckless Government Spending: How it Could Impact Your Investments
    • Could Future S&P 500 Returns Be Lower?
    • Consumer Sentiment and S&P Returns
    • The Danger of Recency Bias in Investment Decisions
    • Let’s Freak Out About the Election (Seriously)
    • What’s NOT Going to Change in 10 years?
    • This Market Signal is Flashing Red
    • Rate Cuts and Stock Returns
    • Characteristics of a Bull Market
    • Market Correction Reflection
    • Picking Individual Stocks is Hard
    • Tale of Two Markets
    • The Longest Drawdown in Recent History
    • Principled Investing
    • The Benchmark Fallacy
    • Markets After Major Geopolitical Events
    • Hot Themes and Future Returns
    • Can the Market Predict the Next President?
    • Estimating Future Equity Returns
    • Is There Such a Thing as “Safe” Stocks?
    • Bitcoin: Understanding the Digital Asset
    • Cash is Not a Long-term Investment
    • The Why in Diversify
    • Tis the Season for Wall Street Forecasting Pt. VII
    • This is Why We Invest: Long-Term View on Markets
    • Latte with Nik: If I Didn’t See It, I Wouldn’t Believe It
    • Wall Street is Bearish: That’s a Good Thing
    • The Fed Could be in the Bottom of the 9th
    • The Investor Mindset: Fixed vs. Growth
    • When Safe Assets Become Risky
    • Starting Yield and Future Bond Returns
    • Hot 2024 Presidential Election Talk
    • Past Performance and Investment Decisions
    • The Big Short’s, Big Short
    • The Plight of the Dividend Investor
    • Is the Market Detached from Reality?
    • The Loneliest Trade
    • Juicy Money Market Yields Won’t Last
    • When a Bear Becomes a Bull
    • Can AI Pick Investments?
    • Mega Cap Fueled Rally
    • How Much Cash is Too Much?
    • Falling Inflation and Stock Returns
    • The U.S. Debt Ceiling
    • Market Expectations are Everything
    • The Demise of King Dollar
    • Back to Back Calendar Year Losses for Stocks
    • The Market is Quietly Stacking Up Wins
    • Bond Returns Following Difficult Years
    • Not a Typical Bank Failure
    • The Biggest Heist No One is Talking About
    • Assets That Could Hold Up During a Recession
    • Six Investing Lessons from 2022
    • U.S. Debt Ceiling Fiasco: Big Risk or Big Nothing?
    • The Perception of Risk
    • Investment Themes by Decade
    • Santa Claus Rally, Fact or Fiction?
    • Tis the Season for Wall Street Forecasting Pt. VI
    • Top 5 Pure Portfolios’ Blogs: Turkey Edition
    • Avoiding the Extremes
    • Mid-Terms and Markets
    • When the Fed Pivots
    • Silver Linings in a Dismal Year
    • Surprised by Surprises
    • Year of the 180
    • The Market Could Be Wrong About Inflation
    • Fighting the Urge to Throw in the Towel
    • Where to Find Investment Income
    • Intra-Year Market Declines
    • Calling Market Inflection Points
    • Signs of a Market Bottom
    • Which Asset Class Has it Right?
    • Recession Obsession
    • Bear Market Blues, How Much Worse Can it Get?
    • Sniffing Around for Investment Opportunities
    • Investment Royalty to Punching Bag
    • Fighting the Market-Timing Urge
    • Market Sell-Off: The Good & Bad
    • Sell in May and Enjoy the Day?
    • What Does Peak Inflation Look Like?
    • Does it Still Make Sense to Own Bonds?
    • What’s the Bullish Case for Stocks?
    • What Are the Odds of a U.S. Recession?
    • Checking Up on Pandemic Darlings
    • How to Solve the Inflation Problem
    • Waiting for the “All-Clear” Investment Signal
    • How High Can Bond Yields Go?
    • What Goes Up, Must Come Down
    • Throw Away the Old Playbook
    • Managing Market Volatility
    • How Does this Bull Market Stack Up?
    • Pure Portfolios’ Best of 2021
    • Tis the Season for Wall Street Forecasting Pt. V
    • Sniffing All-Time Highs and Nobody is Happy
    • What is the Right Stock Allocation for Retirees?
    • Not All Indexing is Good
    • Worried About Inflation? You Might Own These Assets
    • Is There Ever a Good Reason to Panic Sell?
    • Is Market Volatility Still Elevated?
    • Can Stocks Get Cheaper and Go Higher?
    • Why are ETFs Tax-Efficient?
    • An Investor’s Two Most Powerful Weapons
    • Why Trend Following Could Make Sense for Retirees
    • Taking Cues from the Market
    • Intoxicated with Pessimism
    • Avoiding Stupidity is Underrated
    • It’s Been Too Easy
    • Not So Obvious
    • Predicting Irrational Beasts
    • The Difference Between Amateur and Professional Investors
    • What the Treasury Market is Saying About Inflation
    • Shrinking Life Cycle of an S&P 500 Company
    • The Best Predictor of Stock Returns is Amazingly Simple
    • Higher Capital Gains Tax and Stock Returns
    • No Such Thing as Passive Investing
    • Spectacular Implosion
    • The Identity Leak
    • Not Buying What the Fed is Selling
    • The New Age Investor
    • Beating the Bubble Horse
    • Perspective on Rising Bond Yields
    • Bitcoin, What Of It?
    • Investing at All-Time Highs
    • Is Inflation Coming?
    • Is Your Portfolio Drunk or Sober?
    • The Blue Wave and Stock Returns
    • Getting a Fat Pitch and Not Swinging
    • Investing in a 0% World
    • Good from Far, but Far from Good
    • Scratching Your Degenerate Itch
    • Investing Cash in a Runaway Market
    • Does Your ESG Approach Pass the Smell Test?
    • Municipal Magic
    • The Plight of an All-Equity Investor
    • Bear Market Rally or Did We Hit Bottom?
    • Bear Market Assessment: What We Got Right & Wrong
    • Bear Market Blind Spots
    • What’s Your Process for Making Portfolio Changes?
    • Are Low Yields a Good Reason to Shun Bonds?
    • Random $#%&
    • The Amazing Run of U.S. Tech Stocks
    • Do You Have an Information Filter?
    • Want Dividend Yield? Here’s Where to Look…
    • Pure Portfolios’ Best of 2019
    • Tis the Season for Wall Street Forecasting Pt. III
    • Did Investors Experience a Golden Decade?
    • It’s Time to Dump the Broken Risk Questionnaire
    • “I’ll Just Buy Amazon Stock”
    • Can High Dividend Stocks Replace Paltry Bond Income?
    • Are you Paying for Services NOT Rendered?
    • Is Anyone Bullish on the Stock Market?
    • Should you Act on Big Down Market Days?
    • Simple Doesn’t Sell
    • Is Your Wealth Manager Overweight Equities?
    • How Common are 5+% Pullbacks?
    • How I’m Personally Invested
    • The Most Interesting Charts in the World
    • The Unspoken Costs of a Doomsdayer
    • Should You Only Own U.S. Stocks?
    • Citywire Q&A with Nik Schuurmans
    • Does your Portfolio Make the Grade?
    • Stability Breeds Instability
    • Calling it off with 5-2 Offsuit
    • Mr. Bond and Mr. Market
    • What I’ve Learned Over My 15 Year Career
    • BBB Rated Movie
    • How to Punt Stacks of Cash to Uncle Sam
    • Let’s Talk Stock Buybacks
    • Trend is Your Friend, An Alternative to Buy & Hold
    • Mutual Fund Owners, Check Your 1099s
    • Weirdness without Parallel
    • The Best of Bogle
    • The Most Dangerous Thing II
    • 2018: No Place to Hide
    • Tis the Season for Wall St. Forecasting Pt. II
    • Is the Santa Claus Rally Real?
    • The Most Dangerous Thing
    • No Hunt for Red October
    • Being Told to “Stay the Course”
    • Back to Back Negative Return Years for Bonds
    • Stock Returns in Midterm Election Years
    • The Best Question You Could Ask
    • Investor Anxiety: Signs You’re Invested Incorrectly
    • Persistence of Performance
    • Fed Hikes and Bond Prosperity
    • U.S. and Everyone Else
    • Fees Tied to Performance is Gaining Momentum
    • Ignoring Good Advice
    • When it’s Broken, Don’t Fix it
    • The New S&P 500
    • Q2: Risk On?
    • Sucker Dividend Yields
    • “How Often Do You Look at My Portfolio?”
    • Cash is a Weapon
    • Loose Bubble Talk
    • Beware of the Lazy 60/40
    • Turning Safe Into Risky
    • Less Obvious Mistakes
    • Hedge Fund Hold Up
    • Sell in May and Go Away
    • Portfolio Audit
    • Q1 in Pics: The Dust Settles
    • My Advisor Doesn’t Charge Me a Fee
    • Decoding Your Brokerage Statement
    • Want More Yield On Cash?
    • Gems from Buffett’s 2017 Letter
    • Back to Normal
    • International Developed: What Do You Own?
    • Warm & Fuzzy Financial Services Ads
    • What’s Attractive in this Environment?
    • Over-Diversification
    • Why Clients Fire their Advisor
    • What Happens After a +25% Year?
    • What’s All This Volatility Talk?
    • Following the Herd: Short-Term Bonds
    • Tis the Season for Wall Street Forecasting
    • Delusional Return Expectations
    • Signs of a Market Top? Valuation
    • Meet the Story-Based Advisor
    • Naked Performance
    • Naked Performance
    • Signs of a Market Top? Investor Sentiment
    • Avoiding the Dividend Trap
    • Does a Robo-Advisor Make Sense for You?
    • Death of the Fixed 1% Fee
    • Risky Business of High Yield
    • When Times Are Bad Pt. 2
    • The Age-Based Portfolio
    • Should I Borrow Against my Portfolio?
    • Hedging Equities with… Equities?
    • Money Quotes
    • Fear Sells. Don’t Buy It.
    • The Bond Market Doesn’t Believe the Fed
    • Valuation Matters, Except When It Doesn’t
    • Drive Your Managed Portfolio into the Ground
    • The Rise of the Call Center Advisor
    • The Danger of Mixing Politics and Investing
    • The Allure of Gold
    • Exchange Traded Funds Are (Mostly) Good
    • What is Evidence-Based Investing?
    • Hard Ball Questions to Ask Your Advisor
    • Don’t Underperform Yourself
    • Pure Q1 Recap in Pics (and a few words)
    • Mismanaged Bond Portfolios Are Costly
    • Does Dollar Cost Averaging Work?
    • What Are You Paying for Wealth Management?
    • Google “Bond Bubble” For a Laugh
    • Pessimism Reigns Supreme
    • Simple Beats Complex
    • Bob Farrell’s 10 Rules of Investing
    • The Future of Wealth Management
    • Mutual Funds are Toxic for Building Wealth
  • Category: Market Commentary
    • Pure Portfolios’ April 2025 Market Commentary
    • Pure Portfolios’ March 2025 Market Commentary
    • Pure Portfolios’ February 2025 Market Commentary
    • Pure Portfolios’ January 2025 Market Commentary
    • Pure Portfolios’ December 2024 Market Commentary
    • Pure Portfolios’ November 2024 Market Commentary
    • Pure Portfolios’ October 2024 Market Commentary
    • Pure Portfolios’ September 2024 Market Commentary
    • Pure Portfolios’ August 2024 Market Commentary
    • Pure Portfolios’ July 2024 Market Commentary
    • Pure Portfolios’ June 2024 Market Commentary
    • Pure Portfolios’ May 2024 Market Commentary
    • Pure Portfolios’ April 2024 Market Commentary
    • Pure Portfolios’ March 2024 Market Commentary
    • Pure Portfolios’ February 2024 Market Commentary
    • Pure Portfolios’ January 2024 Market Commentary
    • December 2023 Market Commentary
    • November 2023 Market Commentary
    • October 2023 Market Commentary
    • September 2023 Market Commentary
    • August 2023 Market Commentary
    • July 2023 Market Commentary
    • June 2023 Market Commentary
    • May 2023 Market Commentary
    • April 2023 Market Commentary
    • March 2023 Market Commentary
    • February 2023 Market Commentary
    • January 2023 Market Commentary
    • December 2022 Market Commentary
    • November 2022 Market Commentary
    • October 2022 Market Commentary
    • September 2022 Market Commentary
    • August 2022 Video Commentary
    • July 2022 Market Commentary
    • June 2022 Market Commentary
    • May 2022 Market Commentary
    • April 2022 Market Commentary
    • March 2022 Market Commentary
    • February 2022 Market Commentary
  • Category: Planning
    • Is Your Retirement Plan Ready for Market Volatility?
    • 5 Tasks to Add to Your Spring Cleaning List
    • The Best Age to Start Social Security
    • Estate Planning 101: Should You Choose a Will or a Living Trust?
    • Probable Probabilities
    • To Convert or Not Convert? Roth is the Question
    • Understanding Safe Withdrawal Rates
    • Rush to Riches
    • The Most Valuable Financial Advisor Task
    • How High Interest Rates Impact Financial Decisions
    • How to Create a Realistic Budget
    • Pure Portfolios’ 2023 Client Letter
    • Pure Portfolios’ 2023 Reading List
    • The Biggest Risk to Retirees Revisited
    • Mitigating Damage without Playing the Market Oracle
    • Pure Portfolios’ 2022 Client Letter
    • Pure Portfolios’ 2021 Client Letter
    • How to Reduce Capital Gains in your Portfolio
    • When Was the Last Time you Changed your Mind?
    • Is a Roth Conversion Right for You?
    • The Untold Story of Pure Portfolios
    • Internal vs. External Focus
    • The Biggest Risk to New Retirees
    • Mitigating Damage without Placing a Trade
    • What’s Your Silver Lining?
    • What Does the SECURE Act Mean for You?
    • Pure Portfolios 2020 Client Letter
    • Portfolio Lay-Ups for Year-End
    • What’s Your Different Kind of Wealth?
    • What is the Impact of Retiring in a High-Income Tax State?
    • Fool Me Once, Fool Me A Billion Times
    • Fee Schedule Trickery
    • Better Decisions with Sound Financial Planning
    • Millennial Advice from a Millennial
    • Do You Need a Trust?
    • The One-Page Challenge
    • Ultimate Transparency
    • Take the Low-Hanging Fruit
    • Planning for the Ugly
    • Is Your Asset Location Costing You?
    • Unwinding a Variable Annuity
    • 8 Signs Your Family Will Fight Over Your Estate
    • Pure Portfolios 2017 Client Letter
    • Introducing Everplans
    • Should I Consolidate My Assets?
    • Advantages of Working with Independent Firms
    • Why Your Financial Advisor Hates the Fiduciary Standard
  • Category: Retirement
    • What Should Retirees Pay Attention To?
    • Why Not Go All-In on the S&P 500?
    • The Retirement Propaganda War
    • Hey Retirees, the 4% Rule is Back
    • Retirees: More is the Enemy of Enough
    • Pure Portfolios’ 2022 Reading List
    • Retirement Simplicity is Beautiful
    • Is the 4% Rule Dead?
    • Monte Carlo Analysis: Worthless or Worthwhile?
    • What is Your “Enough?”
    • How to Tell if your 401(k) Plan is Hot Garbage
    • Should I Just Buy the S&P 500 in Retirement?
    • All-Time High Retirement
    • Solving the Social Security Equation

Podcast

  • The Silent Killer of Retirement Plans
  • How much do you need to retire in 2023?
  • Investing Hot Takes
  • Are You a Doom-Scroller?
  • The Cost of Doing Nothing...
  • Bull vs. Bear Part 2.
Pure Portfolios
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